Rates Calculator

See the Numbers First

Play with the inputs and watch illustrative figures update instantly for bridging, development, BTL, commercial or mezzanine finance — a fast way to get your bearings before you enquire. Figures are for general information only, not quotations or offers.

Your Deal
Illustrative Example
LTV 0%
Illustrative Rate —
Monthly Payment —
Total Interest —
Total Repayable —
Submit an enquiry →
Any figures shown are examples for general information only. They are not quotations, recommendations, financial advice or offers of finance. Rates, fees, loan-to-value limits and completion times vary between providers and depend on the full circumstances of each case. The relevant provider confirms all costs and terms after its assessment.
FAQ

Common Questions About Rates

The biggest factor is your loan-to-value (LTV). Lower LTV means lower risk for the lender, which translates to a better rate. Other factors include the property type (residential vs commercial), your exit strategy, the loan term, and whether the property is habitable. Adverse credit history or complex structures can also increase the rate.
Bridging, development, refurbishment and mezzanine rates are typically quoted as a monthly percentage (e.g. 0.55% per month). Buy-to-let and commercial mortgage rates are quoted annually (e.g. 4.5% per year). Our calculator shows rates in the convention appropriate for each product type.
The figures shown are illustrative examples only. When you submit an enquiry, Glender compares your enquiry with criteria supplied by participating providers. Any figures are indicative only and set by the provider. Final rates and terms are confirmed by the relevant provider after its own assessment of the full circumstances of your case.
Most bridging and development loans include an arrangement fee (typically 1–2% of the loan), valuation fees, and legal fees. Some lenders also charge exit fees. The illustration above shows interest costs only — the relevant provider confirms all applicable fees after its assessment.

Turn the numbers into a real enquiry

Submit one enquiry in minutes — Glender intelligently compares it with criteria supplied by participating providers. No obligation, no credit check to start.

Submit an enquiry → Learn the basics